Chase Business Complete Banking

: 2024 Review

Best for small business checking accounts
Price: 
$15-$95 monthly fees
Countries:
United States

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Chase Business Complete Banking

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Review

Chase Business Complete Banking is a small business checking account offering unlimited debit card purchases, various fund transfer options, no-fee cash deposits, and the ability to accept credit cards.

It comes with a $15 monthly service fee that can be waived by meeting specific balance or deposit criteria.

This account is ideal for small businesses seeking a comprehensive banking solution with credit card acceptance capabilities.

How to apply

  • Income requirements: n/a
  • You can apply online or go to the their nearest branch
  • The application requirements for Chase Bank depend on the type of business
  • You can find detailed information here

Key Benefits and Features

  • Unlimited electronic deposits, access to more than 4,700 branches and more than 15,000 ATMs nationwide
  • Seamlessly integrates with QuickBooks and various prominent accounting software solutions
  • Access same-day deposits through the QuickAccept℠ service
  • Embrace credit card acceptance without any concealed charges or monthly commitments when utilizing Chase QuickAccept℠
  • Benefit from limitless electronic deposits and the ability to make fee-free cash deposits of up to $5,000 in each billing cycle
  • Conduct transactions, both incoming and outgoing, without the need to physically visit a branch, thanks to Chase QuickDeposit℠, wire transfers, and Chase Online Bill Pay
  • Chase Business Debit Cards have a standard daily spending cap of $10,000

Fees

  • Minimum Deposit Requirement: $0
  • Monthly Maintenance Fee: $15 - $95, waivable
  • Minimum balance: none required but maintaining a minimum daily balance of $2,000 - $25000 in your account as of the beginning of each day of the statement period will waive the monthly maintenance fee
  • Foreign transaction fee: 3%/transaction
  • Incoming wire transfers: $0
  • Outgoing wire transfers: $5 to $50 (free if over $5000)

Sources: Fit Small Business, Forbes, CNBC

Dexter Zhuang
Dexter Zhuang

Dexter is the founder of Money Abroad, an online education platform that helps people shift from "live to work" to "work to live." He writes about money, portfolio careers, and life design. Starting his career in San Francisco, he has lived and worked across Southeast Asia and Latin America for the past 6 years. He has 10+ years of experience building products and teams at public companies (Dropbox) and scaling startups (Xendit). His work has been featured in global outlets like Business Insider, CBS, US News & World Report, and Tech in Asia. He graduated from Dartmouth College.

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